Work With Mary Jordan For Your Workers Comp Case
Being hurt on the job can significantly affect injured workers’ ability to work and support their families. Instead of having to go through long, drawn-out lawsuits, injured workers are often covered by their employers’ workers’ compensation insurance, which provides money & medical benefits to injured workers. Speaking with a workers’ compensation attorney in Hilton Head Island, South Carolina is often one of the most efficient ways to learn about the workers’ compensation system and injured workers’ rights and responsibilities within the program.
Law Office of Mary E. Jordan, LLC has been helping injured workers in South Carolina for decades. Contact our office to learn more about how we can help or to schedule a free, no-obligation case evaluation. Reach us by calling 843-689-9565 or using our online contact form.
What is Workers’ Compensation?
The workers’ compensation insurance system is a program overseen by the South Carolina Workers’ Compensation Commission that provides money & medical benefits to injured workers, following injuries occurring while they engage in activities for the benefit of their employers. The program is supposed to be quick and easy so that injured employees get the medical care and wage replacement benefits they need right away. Compensation for permanent injuries and disabilities is also available, if work injuries permanently affect injured workers.
Although the workers’ compensation system is supposed to be simple, it doesn’t always work out that way. Instead, employers (or their insurance companies) often try to avoid paying benefits, altogether, or they attempt to pay less than injured workers should receive under South Carolina law.
Unfortunately, South Carolina’s workers’ compensation laws and benefits are often complex, so injured workers fighting alone for benefits may have a difficult time. If you are an injured worker, having a workers’ compensation attorney in Hilton Head Island, South Carolina help you assert your rights and understand your obligations can be very helpful.
Defining “Workman’s Comp” What You Need to Know
Every year, the workers’ compensation insurance system helps thousands of workers in South Carolina just like you. Workers are injured or killed on the job every day across the United States, and South Carolina has its fair share of work injuries and fatalities. Many workers, however, are still unaware of workers’ compensation insurance, including the types of benefits it offers and how to go about getting those benefits.
Workers’ compensation law requires injured workers to adhere to specific timelines in order to get benefits and, because many injured workers do not know what workers’ compensation insurance is, they act too slowly to get benefits. Injured workers have certain responsibilities they must fulfill in order to get benefits.
Report Your Injury
Injured workers must report their accident to their employer as soon as possible. If it is an emergency, injured workers do not need to report the accident to their employer before getting medical care for their injuries; however, unless emergency medical treatment is necessary, reporting the accident is an important first step to preserving injured workers’ rights to a compensable workers’ compensation claim.
In South Carolina, injured workers must report their accident within 90 days of its occurrence. Failing to report within this time period may result in the claim being denied.
Keep in mind that almost any injury or illness that occurs on the job should be covered by workers’ compensation insurance. Even if injured workers are unsure whether their accident and/or injury is work-related, they should err on the side of caution and report their work accident and injury to their boss or supervisor.
Get Medical Attention
Injured workers need to take action to get medical care. If it is an emergency, they must get medical help right away. They should not wait to get medical care in a crisis situation. If the situation is not critical, injured workers must go through a specific process to get medical help.
Injured workers must talk to their employer about who the employer recommends for medical treatment and evaluation. The employer has the right to choose the treating doctor of an injured worker, so injured workers must be sure to discuss how to get an appointment with their employer before seeking treatment on their own.
Workers’ Comp Basics: Frequently Asked Questions
Although workers’ compensation in South Carolina is designed to be simple and straightforward, it can still be very confusing. Some of the most common questions that our legal team gets from injured workers include the following:
Were You Hurt at Work? Call Us!
If you or a loved one was hurt at work, give our team a call today! We can examine your situation and determine if your employer and its insurance carrier are providing you with all of the benefits they should. Even if you are getting some benefits, you may be entitled to more. A workers’ compensation attorney in Hilton Head Island, South Carolina, will help you determine what your benefits should be. Call us today to set up a free, no-obligation consultation.