Workers’ Compensation Attorney Hilton Head Island,
South Carolina 

Work With Mary Jordan For Your Workers Comp Case

Being hurt on the job can significantly affect injured workers’ ability to work and support their families. Instead of having to go through long, drawn-out lawsuits, injured workers are often covered by their employers’ workers’ compensation insurance, which provides money & medical benefits to injured workers. Speaking with a workers’ compensation attorney in Hilton Head Island, South Carolina is often one of the most efficient ways to learn about the workers’ compensation system and injured workers’ rights and responsibilities within the program.

Law Office of Mary E. Jordan, LLC has been helping injured workers in South Carolina for decades. Contact our office to learn more about how we can help or to schedule a free, no-obligation case evaluation. Reach us by calling 843-689-9565 or using our online contact form.

What is Workers’ Compensation?

The workers’ compensation insurance system is a program overseen by the South Carolina Workers’ Compensation Commission that provides money & medical benefits to injured workers, following injuries occurring while they engage in activities for the benefit of their employers. The program is supposed to be quick and easy so that injured employees get the medical care and wage replacement benefits they need right away. Compensation for permanent injuries and disabilities is also available, if work injuries permanently affect injured workers.

Although the workers’ compensation system is supposed to be simple, it doesn’t always work out that way. Instead, employers (or their insurance companies) often try to avoid paying benefits, altogether, or they attempt to pay less than injured workers should receive under South Carolina law.

Unfortunately, South Carolina’s workers’ compensation laws and benefits are often complex, so injured workers fighting alone for benefits may have a difficult time. If you are an injured worker, having a workers’ compensation attorney in Hilton Head Island, South Carolina help you assert your rights and understand your obligations can be very helpful.

Defining “Workman’s Comp” What You Need to Know

Every year, the workers’ compensation insurance system helps thousands of workers in South Carolina just like you. Workers are injured or killed on the job every day across the United States, and South Carolina has its fair share of work injuries and fatalities. Many workers, however, are still unaware of workers’ compensation insurance, including the types of benefits it offers and how to go about getting those benefits.

Workers’ compensation law requires injured workers to adhere to specific timelines in order to get benefits and, because many injured workers do not know what workers’ compensation insurance is, they act too slowly to get benefits. Injured workers have certain responsibilities they must fulfill in order to get benefits.

Report Your Injury

Injured workers must report their accident to their employer as soon as possible. If it is an emergency, injured workers do not need to report the accident to their employer before getting medical care for their injuries; however, unless emergency medical treatment is necessary, reporting the accident is an important first step to preserving injured workers’ rights to a compensable workers’ compensation claim.

In South Carolina, injured workers must report their accident within 90 days of its occurrence. Failing to report within this time period may result in the claim being denied.

Keep in mind that almost any injury or illness that occurs on the job should be covered by workers’ compensation insurance. Even if injured workers are unsure whether their accident and/or injury is work-related, they should err on the side of caution and report their work accident and injury to their boss or supervisor.

Get Medical Attention

Injured workers need to take action to get medical care. If it is an emergency, they must get medical help right away. They should not wait to get medical care in a crisis situation. If the situation is not critical, injured workers must go through a specific process to get medical help.

Injured workers must talk to their employer about who the employer recommends for medical treatment and evaluation. The employer has the right to choose the treating doctor of an injured worker, so injured workers must be sure to discuss how to get an appointment with their employer before seeking treatment on their own.

Workers’ Comp Basics: Frequently Asked Questions

Although workers’ compensation in South Carolina is designed to be simple and straightforward, it can still be very confusing. Some of the most common questions that our legal team gets from injured workers include the following:

As long as an injured worker was an employee and was engaged in an activity that benefited his/her employer when the accident occurred, he/she should be eligible for workers’ compensation insurance benefits. Workers’ compensation injuries can be the result of physical injuries, repetitive stress injuries, mental health injuries, or occupational diseases and illnesses. If you are unsure whether your injury qualifies for workers’ compensation benefits, talk to a workers’ compensation attorney in Hilton Head Island, South Carolina for more information.

The amount of injured workers’ weekly benefits will be a portion of the amount of money they were earning from all jobs they were working at the time of their accident before they were hurt at work.  

In general, benefits for lost wages are 66⅔ % of injured workers’ average weekly wages during the four quarters prior to the quarter in which they were injured; however, these benefits are subject to maximum weekly limits. In addition, benefits will also vary based on injured workers’ specific permanent injuries and whether they can return to work after medical treatment.

Medical benefits should start immediately. In an emergency, injured workers should always get care as soon as possible. In non-emergencies, injured workers should talk with their employer about having their employer set up and pay for medical treatment on their behalf. If injured workers set up appointments on their own, their employer may not pay for or be responsible for that treatment.

South Carolina law requires employers who regularly employ four or more employees, part-time or full-time, to have workers’ compensation insurance coverage.  Generally speaking, if injured workers are entitled to workers’ compensation benefits, the workers’ compensation system is their sole remedy against their employer; however, that is not always the case.  Injured workers may need to request a hearing before the South Carolina Workers’ Compensation Commission if their employer denies their claim or the workers’ compensation insurance is not paying them as much as they should receive based upon the law.  Depending on the facts, injured workers might be able to file a separate legal claim against someone else who might have contributed to their accident.

Technically, no. The employer and its workers’ compensation insurance carrier should give injured workers benefits automatically; however, that does not always happen. Sometimes, employers and their insurance companies do not provide benefits at all or, if they do provide benefits, they do not pay the full amount injured workers deserve. If you are an injured worker, having a workers’ comp lawyer in Hilton Head Island, South Carolina will help ensure that you get what you should receive under the law.

Were You Hurt at Work? Call Us!

If you or a loved one was hurt at work, give our team a call today! We can examine your situation and determine if your employer and its insurance carrier are providing you with all of the benefits they should. Even if you are getting some benefits, you may be entitled to more. A workers’ compensation attorney in Hilton Head Island, South Carolina, will help you determine what your benefits should be. Call us today to set up a free, no-obligation consultation.

Need help? Call us for a no-obligation consultation. We’re here for you